
Unplugged Financial
Free Financial Consulting
Unbiased, No-Cost Financial Guidance—Because Your Future Deserves More Than a Sales Pitch.
At Unplugged Financial (a FREE service provided by AdaptExec), we are NOT brokers—we are independent financial consultants committed to helping you find the best financial solutions without bias or sales pressure. Unlike traditional brokers who may push products based on commissions, we work with over 190 of the top-rated financial companies to tailor solutions that align with your needs, not an agent’s bottom line.
You never pay us a dime—our compensation comes directly from the financial institution that best fits your goals. This means you get expert, no-cost guidance to secure the best rates, strategies, and protections for your financial future, completely free of manipulation or hidden fees.
Financial Statistics
Click to Expand & Learn More – These are just a few of the powerful ways we can help you take control of your finances and build a secure future!
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63% of Americans fear running out of money more than they fear death.
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The average American household carries over $101,000 in debt, with credit card interest alone costing consumers more than $120 billion annually—trapping millions in a cycle of financial strain.
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Without proper estate planning, heirs can lose up to 40% of their inheritance to taxes. A trust ensures your wealth is protected and transferred efficiently.
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60% of U.S. homes are underinsured, leaving owners vulnerable to financial loss. Make sure your biggest asset is fully protected before disaster strikes.
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50% of retirees rely solely on Social Security, which only replaces about 40% of their income. An annuity can create a lifetime income stream that you can’t outlive.
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Big banks make billions while the average savings account earns just 0.45% interest. We offer high-interest savings options to make your money work for you.
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64% of Americans live paycheck to paycheck, even those earning six figures. A personalized budget plan can help you build wealth instead of just getting by.
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The average 401(k) balance for people nearing retirement is just $255,000—only enough to generate about $10,000 per year in retirement income. Alternative retirement strategies like IUL and annuities can maximize tax-free income and eliminate market risk.
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Over 70% of Americans will outlive their retirement savings. IUL offers tax-free growth and income, protecting against market downturns while securing a lifetime safety net.
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50% of retirees rely solely on Social Security, which only replaces about 40% of their income. An annuity can create a lifetime income stream that you can’t outlive.
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90% of millionaires use life insurance as a wealth-building tool. Lock in low-cost coverage while allowing cash value to grow tax-free for your child’s future.
Breaking the Mold
A New Approach to Financial Advising
Traditional financial advisors follow a predictable pattern—they work for a bank, an investment firm, or an insurance company, meaning they can only offer the products their company sells. This creates a built-in bias, where their recommendations are often driven by quotas, commissions, or company goals rather than what’s actually best for you.
At Unplugged Financial, we’ve completely broken that mold. We work with over 190 of the top financial institutions across insurance, investments, banking, and debt solutions to find the absolute best financial strategy for your unique situation. We’re not tied to one company, so we don’t push a single product or agenda—we work for you.
And the best part? You never pay us a dime. Our services are completely free to you because we’re compensated by whichever company is the best fit for your needs. This means we come to the table with zero bias—our only goal is to help you make the smartest financial decisions possible.
We also believe that being financially smart isn’t just something we teach—it’s something we live. Unlike traditional financial firms, we don’t waste money on expensive office spaces, conference rooms, or other unnecessary overhead costs. Doing so allows us to avoid having to pass these costs onto our clients . We see those as silly expenses that don’t actually help our clients. Instead, we meet you wherever is most convenient—in person at a location that works for you or virtually, so you can plan your financial future from the comfort of your own home.
Your money should work for you, not for a captive agent or a company’s bottom line. At Unplugged Financial, we believe in financial freedom—which means you should never be locked into a plan that doesn’t fit your goals. We don’t believe in captive advisors, and neither should you when it comes to your money.
Meet Our Financial Experts
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Adam Neuerburg
Owner of AdaptExec
Adam has spent the past 17 years helping business owners and nonprofits succeed by providing support across nearly every aspect of their operations. His true passion lies in empowering people—whether through business growth, nonprofit development, or financial consulting for individuals. When he’s not working, he dedicates time to running his own nonprofit and enjoys the beauty of Arizona’s outdoors—hiking, disc golfing, and soaking up the sun. He’s also a board game enthusiast and values faith, relationships, and community above all else.
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Joshua Whitehead
Owner of Unplugged Financial
Joshua is a multifaceted professional with a diverse background in marketing, fraud detection, psychology, and ministry leadership. As a Marketing Director/EFT, Joshua brings strategic insight and emotional intelligence to his work. He also channels his creativity as a recording artist and songwriter, inspiring others through his music and storytelling.
With a deep passion for empowering others, Joshua is dedicated to helping families build wealth, safeguard their assets, and create lasting legacies for future generations. With a clear mission that no family will be left behind, he is committed to equipping individuals and communities with the tools and knowledge they need to achieve their dreams and secure a brighter future.
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Gabe Schwinghammer
Financial Consultant
Gabe is passionate about helping others take control of their finances and build a stable future. Having achieved a debt-free life and homeownership, he understands the power of financial freedom and is committed to guiding individuals and families on their own journeys. His approach is rooted in real-life experience, focusing on practical strategies that create long-term stability. Outside of work, Gabe prioritizes time with his wife and three kids, embracing family life to the fullest. He also enjoys tech projects, building drones, and values faith, community, and helping others succeed.
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Shelli Haydon
Financial Consultant
Shelli is passionately dedicated to helping individuals improve financial literacy and create a secure, independent future. Since starting her journey over a year ago, she has seen firsthand how a financial strategist can build confidence and turn aspirations into reality. Her clients eagerly share their experiences, appreciating the guidance that makes their financial path smooth and stress-free.With real-life wisdom, Shelli offers practical strategies for lasting success. Outside work, she cherishes family time, enjoys crafting, and thrives on live events—from concerts to inspirational performances—always embracing life’s joyful moments.
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