Philadelphia, PA Financial Consultants

What We Do and Who We Are

At Unplugged Financial in Philadelphia, we believe financial freedom shouldn’t come with hidden agendas or biased advice. Banks push their own accounts. Investment firms focus on their portfolios. Insurance agents promote their policies. We do things differently. By partnering with 190+ leading financial institutions—across banking, investing, and insurance—we’re able to tailor solutions that serve you, not the provider.

Meet Graysen Brady, your local Unplugged Financial consultant in Philadelphia. Raised in Washington, D.C. and currently pursuing his B.A. in Finance at Marietta College, Graysen blends strategic thinking with the discipline of a varsity rower and Eagle Scout grit. His approach to financial consulting is both thoughtful and driven—marked by attention to detail, a team-first mindset, and a deep commitment to helping individuals make informed, confident decisions.

Whether you're building wealth, eliminating debt, or planning for retirement, Graysen helps you cut through the noise and focus on what works. And because we’re paid by the companies we represent (not you), there’s no cost for our consulting—and no pressure. We’ll meet you wherever you are—virtually or in person—to create a clear, sustainable path to your goals.

Let’s unplug from the confusion and build a financial plan that actually works for your life.

Graysen Brady

Financial Consultant | Philadelphia, PA

Financial Statistics & What We Offer Help With in Philadelphia

Click to Expand & Learn More – These are just a few of the powerful ways we can help you take control of your finances and build a secure future!

While we’re based in Philadelphia, our services extend nationwide—no matter where you live in the U.S., we’re here to help you achieve your financial goals.

  • 63% of Americans fear running out of money more than they fear death.
    Secure your retirement with strategies that provide guaranteed income and market protection.

  • The average American household carries over $101,000 in debt, with credit card interest alone costing consumers more than $120 billion annually—trapping millions in a cycle of financial strain.

  • Without proper estate planning, heirs can lose up to 40% of their inheritance to taxes. A trust ensures your wealth is protected and transferred efficiently.

  • 60% of U.S. homes are underinsured, leaving owners vulnerable to financial loss. Make sure your biggest asset is fully protected before disaster strikes.

  • 50% of retirees rely solely on Social Security, which only replaces about 40% of their income. An annuity can create a lifetime income stream that you can’t outlive.

  • Big banks make billions while the average savings account earns just 0.45% interest. We offer high-interest savings options to make your money work for you.

  • 64% of Americans live paycheck to paycheck, even those earning six figures. A personalized budget plan can help you build wealth instead of just getting by.

  • The average 401(k) balance for people nearing retirement is just $255,000—only enough to generate about $10,000 per year in retirement income. Alternative retirement strategies like IUL and annuities can maximize tax-free income and eliminate market risk.

  • Over 70% of Americans will outlive their retirement savings. IUL offers tax-free growth and income, protecting against market downturns while securing a lifetime safety net.

  • According to the Insurance Research Council, nearly 16% of U.S. drivers in 2022 had auto liability insurance limits that were too low to cover the damages or injuries they caused.  This means that in the event of a serious accident, many drivers may find themselves personally responsible for substantial costs beyond their policy’s coverage. Ensuring you have adequate auto insurance is crucial to protect your financial well-being. 

  • 90% of millionaires use life insurance as a wealth-building tool. Lock in low-cost coverage while allowing cash value to grow tax-free for your child’s future.

Breaking the Mold in Financial Consulting in Philadelphia

A New Approach to Financial Advising

If you’ve worked with a traditional financial advisor in Philadelphia, chances are they were tied to a bank, investment firm, or insurance company. That means their advice came with strings attached—limited to the products their company sells, influenced by quotas, commissions, or internal sales goals.

At Unplugged Financial in Philadelphia, we’ve flipped that model on its head. We partner with over 190 of the top financial institutions across insurance, investments, banking, and debt solutions. That gives us the freedom to craft a plan that’s built entirely around your goals—not someone else’s bottom line. Whether you're planning for retirement, looking to get out of debt, or searching for smarter investment options, we’ll match you with the best tools available on the market.

And here’s the best part: our services are completely free. You’ll never pay us a consulting fee. We’re compensated by whichever institution is the best fit for you—which means we have no reason to push a particular product. Our only agenda is helping you make smart, confident financial decisions.

We also believe in keeping overhead low and value high. Unlike many financial firms in Philadelphia, we don’t pay for fancy offices or marble lobbies. Instead, we meet you where you’re most comfortable—virtually or in person, wherever works best for your schedule. It’s real financial consulting, without the pressure or fluff.

Your money should work for you, not for a captive advisor or a company’s sales target. At Unplugged Financial, we’re here to help you break free from that system and design a financial strategy that actually fits your life.

Step by Step Financial Freedom in Philadelphia, PA

At Unplugged Financial in Philadelphia, we take a personalized, no-pressure approach to financial consulting. Our process is designed to understand your unique goals, evaluate your current financial situation, and present the best solutions from 190+ top financial institutions—all at no cost to you. From the initial consultation to implementing the right strategies, we guide you every step of the way, ensuring clarity, confidence, and a plan that works for you.

  • The first step is simple—just reach out! Email us to get started. We’ll find a time that works for you to discuss your financial goals. Whether you’re just starting or looking to improve your financial plan, this first step sets everything in motion.

  • We’ll sit down with you—either in person if you’re local to an agent or over Zoom for convenience. During this appointment, we take the time to walk through your current financial situation. We’ll discuss your dreams, goals, and what you’d like to achieve financially in the years ahead. This conversation helps us understand where you are and where you want to be.

  • After gathering all the necessary details, we tap into our network of 190+ financial companies to find the best options available to help you meet your goals. Whether it’s better insurance coverage, debt relief, investment opportunities, or retirement planning, we’ll explore every possible solution to fit your needs.

  • We meet with you again to present the best financial solutions tailored to you. We break down each option, explaining how they align with your goals and how they can set you up for financial success. This is your chance to review, ask questions, and adjust your approach as needed.

  • Financial goals aren’t one-size-fits-all. If you need to scale up for better results or scale down to make your plan more achievable, we’ll work together to fine-tune everything. Our priority is ensuring that your financial strategy is realistic, effective, and aligned with your long-term vision.

  • Once we’ve locked in the best plan, we help you implement the financial products that make sense for your situation. Whether that means securing better home or auto insurance, setting up life insurance, eliminating credit card debt, or kickstarting an investment strategy, we guide you through every step.